Send money in seconds
Push funds to a debit card, a bank account, or your own pocket, straight from a balance that tracks every dollar moving in and out.

Push money to a card, instantly
Send funds straight to a recipient's debit card over Visa Direct and Mastercard Send. Eligible cards land in seconds, not days, so people get paid the moment you hit send.

Bank transfers on your schedule
Move money to a bank account by standard ACH, or go real-time over RTP and FedNow when it has to be there now. Paysio checks the account and picks the right network for you.

One balance for money in and out
Hold your funds in a Paysio balance and watch it move on a live ledger. Every sale, payout, withdrawal, and fee is a line you can see, with money in and money out kept side by side.

Top up or cash out anytime
Fund your balance by pulling from your own debit card or bank account, and withdraw back to your linked accounts whenever you want. You always see exactly what lands after fees.

Pay anyone in a few clicks
Pick a customer or add a new recipient, choose their card or bank, and type what they get or what leaves your balance. The fee is calculated live, and they get an email the moment it is on its way.

Refunds without the wait
Send money back to the exact card or bank a customer paid with, in full or in part. Because it runs on the same rails as a payout, the refund is on its way the instant you confirm it.

Every payout, from your code
Create payouts and read your balance straight from the API, with clear pending, paid, and failed statuses, webhooks for each one, safe retries, and a sandbox that mirrors the real thing for free.
Frequently asked questions
Let's talk sales
Tell us a little about your business and our team will put together the right plan, pricing, and processing setup for you.
- Pricing built around your volume and vertical
- Get approved, even as a high-risk merchant
- A real human who knows payments, not a bot
Let's get you to the right place
We just need a few quick details.